New England Golf Guide Visa Card

•  No Annual Fee
•  0% APR for 6 months*
•  0% APR on Balance Transfers
   for 6 months*
•  NO Balance Transfer Fees
   for 6 months*

The New England Golf Guide has created a rewards card second to none. Use your card for discount rounds of golf and up to a 15% discount on merchandise at selected pro shops. In addition, you can earn reward points with your New England GolfGuide Visa card at many National chains such as Starbucks, Best Buy, Barnes and Noble, Staples, K-Mart, GAP, Home Depot and the on-line travel agency Travelocity.

		Click here to apply for your New England GolfGuide Visa card. Note that clicking this link will take you to the secure server of UMB Bank, the supplier of this card
		Click here to download and print an application that you can fill out and mail to UMB Bank.

Includes:
•  No annual fee
•  Rewards Points from hundreds of online and neighborhood retailers
•  Bonus Rewards Points at select merchants
•  Unparalleled Merchandise, Travel and Event Rewards
•  Complimentary year-end report
•  No balance transfer fees for 6 months*
•  24-hour customer service
•  Emergency cash disbursement & card replacement
•  Zero Liability Protection
•  Emergency Assistance Services
•  Warranty Manager Service
•  Online Banking
•  Auto Rental and Travel Accident Insurance

Earn points for purchases at hundreds of participating retailers and support New England Golf Guide. Includes Target, Home Depot, Starbucks, Travelocity, and many more retailers.
Download list of all participating retailers >

Sign up now and receive FREE bonus!
FREE – 1 dozen Callaway HX Hot Plus golf balls with your first purchase of $50 or more. Limit one dozen per customer.

		Click here to apply for your New England GolfGuide Visa card. Note that clicking this link will take you to the secure server of UMB Bank, the supplier of this card
		Click here to download and print an application that you can fill out and mail to UMB Bank.

* Purchases and balances transfers made within the first 6 months the account is open will have a monthly periodic rate of 0.00%, which corresponds to an Annual Percentage Rate of 0.00%. After 6 months, any amount remaining unpaid from any Purchases or Balance Transfers will bear interest at the rate for Purchase Advances then applicable to your Account at that time. The Purchase Advance APR is a variable rate which, as of February 1, 2010, is 11.99%. We may end your 0.00% APR, and apply the Penalty APR, if you make a late payment. The Penalty APR is calculated by adding 18.50 percentage points to the Base Rate as set forth in your Cardholder Agreement, currently 23.75% APR. We will waive the Balance Transfer fee on accounts open for less than 6 months. For those account open longer than 6 months, our standard Balance Transfer fee will apply, which is 3% of the transfer request, with a minimum fee of $15 and no maximum. Balances transferred must be from an existing account with an issuer other than UMB Bank, n.a. or its affiliates. You understand that to close an account with another company, you must notify that issuer directly. To ensure the account that you are paying off remains in good standing, please continue to pay the account as required. We are not responsible for fees and finance charges incurred by you prior to your balance being transferred to us. We will verify that you have sufficient available credit on your Account with us, and that your Account is in good standing. The requested transfer amount will be posted to your account as a Promotional item as disclosed in your Cardholder Agreement. The promotional rate does not apply to Cash Advances. Upon approval of this request, we will notify you after we have mailed the balance transfer check(s) on your behalf